Saturday, March 24, 2007

The Black Sapphire Car

Two weeks ago I bid goodbye to my first car. It was a Mazda 323 Familia which I got in the last quarter of 1999. It was brand new and the color - trad green. It was witness to many of the incidents that unfolded in my life. It was able to go to the Ilocos, Baguio, Isabela, Southern Tagalog. A considerable portion of its life was spent in Subic since I was assigned in Subic from May 1999 to October 2003. I can say that the car is truly a "subiceno". Until now, the car has no name. I simply call it CRE693.

In January, I started toying about the idea of getting my second car. My considerations are the following: cost, fuel efficiency, safety. Mu budget was only P682,500.00 since this is the maximum amount under my car facility benefit. I visited several dealers and narrowed my choices:

Toyota Avanza (Red)
Toyota Vios (Black Pearl)
Honda City (Night Hawk Black)
Chevrolet Optra Base Model
Chevrolet Aveo Sedan (Gray or Black)
Nissan Sentra (Gray)
Mitsubishi Lancer
Suzuki MPV

I also wanted something unique, something elegant.

For me, the right choice was the new Chevrolet Aveo Sedan. It's the latest model from Chevrolet. My dealer, Marcy first gave me a brochure of the Optra. When I went to the sowroom, I fell in love with the Aveo Sedan.

The Chevy Aveo Sedan is roomy, fuel efficient 1.4 engine withVGIS. It has 2 airbags with ABS. Now, we're talking SAFETY and EFFICIENCY. Plus, March gave me a P20,000 discount, and free 3-year registration. These freebies are unparalled by Honda and Toyota. Thus, the total cash price was only P620K. When I submitted the purchase order on a February 23 Friday, I was able to pick-up my new car on February 27 Tuesday. How efficient! 10 days after, I was able to get the plate number. I really like the service of Chevrolet Pasong Tamo.

I have already logged around 1100 kms in my odometer. I need to bring the car for its first check up on or before the 5000 km mark. I will be able to check the service quality of the Maintenance section of Chevrolet.

Since it's black, it needs constant cleaning. Its carwash days are every Sunday and Wednesday (night). Full tank costs around P1500.00. I currently use the Techron Silver Unleaded of Caltex because I earn 3% rebate when I use my HSBC mastercard there. I also use Petron Unleaded because I get 2% rebate from my Petron BPI Mastercard. I will try to use Shell E-10 one of these days if I feel a little bit environmentalist.

It has already visited Subic, San Jose N.E.. Next month, it will visit Pangasinan, La Union, Ilocas, and Batangas and Tagaytay.

I do hope that it will not give me headaches. All I'm praying for is to have a 5-year repair-free relationship with this new car. Makes me wonder what car would be next, 5 years from now. Let's just pray it's a CRV next time. Ha ha ha.

My first entry

Now I can breathe. Just finished the One Year Course on Trust Operations and Investment Management at the Trust Institute Foundation of the Philippines. Gone are the Saturdays wherein I need to wake up early just to be at AIM at exactly 9 am. For the entire year, I think I was late 80% of the time. The remaining 20% - absent - ha ha ha.

I was able to expand my knowledge on trust and investments. I was also able to meet new friends from various trust institutions. May mga classes na masaya. May mga classes rin naman na medyo nakatulog ata ako.

Our graduation is on May 14. It will be held at the Makati Sports Center. I hope ok naman ang rankings ko.

So much for that. Last Friday, we received our Performance Bonus at BPI. Balita ko, those who were able to meet standards got a mutliple of 1.4. Those who were able to exceed standards got a multiple of 2.4. Those with outstanding performance got a multiple of 4.0. Hindi na ako magko-comment dyan. Let's just say that I got what I deserve.

Last year I applied in one of the Law Schools in Metro Manila. I passed, but I requested for deferment of my admission because I was sent by my senior officers to TIFP to take the Trust Course. Now, the day of reckoning is near. I have to enrol on May 2007 if I really want take the law program.

Learning never stops. I graduated Bs Econ in 98, finished the BPI Officership Training Program in 99, finished MBA in 2001, MAEconomics in 2005, and TIFP course in 2007. I will expect ridicule from my friends pag nalaman nila na I will be taking up Law come June 2007. Andyan na naman ang terms na nerdy, over achiever, excited mag-aral, etc. Thus, Im giving myself 1 month to think about my final decision.

Things I have to consider are the following: estimated costs, present job, expected benefits. Di ko alam kung kakayanin pa ng budget ko ang expenses on tuition, books, materials. Lalo na ngayon, naglabas ako ng car. Hindi ko naman ibinenta luma car. I gave it to my Mom and younger brother.

Well, taking up law will be beneficial for my career. Right now, I'm a Portfolio Manager at BPI Asset Management and Trust Group. This means that I will be able to handle well Estate Planning, Trust Indentures, Court Trusts, etc. Right now I deal mostly with the management of institutional funds.

Bahala na.

I'm excited on my forthcoming trip during the Holy Week. I need to go out of Makati by Wednesday night and go home to San Jose, Nueva Ecija. On Holy Thursday up to Easter Sunday, we will explore the provinces of Pangasinan, La Union, Ilocos Sur, and Ilocos Norte. Mostly visita iglesia. A portion will be alloted to swimming and snorkelling. A portion will be allotted to eating. We will check if Jollibee will open its branches during the last leg of Lent.

Chao!